Construction Loans
Finance Designed Around How Building Works
We thoroughly assess your project timeline, land settlement requirements and build contract before recommending a loan structure. Our experienced team guides you from land purchase through to the final construction drawdown every step of the way.
Land & Build, Coordinated Finance
We structure your land and construction finance as coordinated applications so both settlements proceed smoothly, eliminating the complexity of managing two separate loans on your own.
Progress Payment Management
Construction loans release funds in stages as each build milestone is reached. We liaise with your lender and builder to ensure drawdowns are processed promptly and your project stays on schedule.
Interest-Only During the Build
You only pay interest on the funds drawn down during construction, keeping your repayments lower while your home is being built. We explain exactly how your repayments will transition once construction is complete.
Achieving Your Construction Vision
Building your own home is one of life’s greatest milestones. Freedom Capital Solutions ensures your construction finance is structured correctly from day one protecting your investment and keeping your project moving forward.
How Can Our Team Help You to Reach Your Goals
Learning About Your Project
We start with a consultation to understand your build timeline, land purchase details, builder contract and budget. This helps us identify the most suitable construction loan structure from the outset.
Coordinating Your Finance
We prepare and lodge your land and construction loan applications simultaneously, managing lender requirements and ensuring both components are in place before any contracts are signed.
Managing the Build Drawdowns
Your broker will present a clear drawdown schedule aligned to your builder’s progress payment milestones, and liaise with the lender to ensure funds are released promptly at each stage.
Final Inspection & Loan Conversion
Once construction is complete and the final inspection is signed off, we manage the transition from your construction loan to your ongoing home loan, ensuring your repayment structure suits your long-term goals.
