Understand Your Upfront Costs Before You Make an Offer.
Stamp duty affects every property buyer in Australia — but the amount and any available exemptions vary significantly depending on your state and buyer type.
Essential for Anyone Buying Property in Australia
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What to Do Once You Have Your Stamp Duty Estimate
Factor It Into Your Budget
Add your stamp duty estimate to your deposit and other upfront costs — including conveyancing, building inspection and lender fees — to understand the total cash you need before settlement.
Check Your Concessions
Many Australian states offer stamp duty exemptions or concessions for first home buyers. Our brokers can confirm exactly which concessions apply to your situation and how much you could save.
Adjust Your Deposit Strategy
If stamp duty significantly reduces your available deposit, we can explore options including lenders mortgage insurance, guarantor loans and low-deposit specialist lenders to keep your purchase on track.
Book a Free Call
Our brokers will review your full upfront cost picture, confirm applicable concessions and structure your loan to account for stamp duty — at no cost to you.
